Scalp Micropigmentation Financing | Flexible Payment Plans
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Easy Financing Options That Make Scalp Micropigmentation Affordable
You’ve found the perfect solution to your hair loss—scalp micropigmentation can restore your hairline and confidence in just two sessions. But the upfront investment of $2,800 to $4,500 might feel out of reach right now. You’re not alone. Many of our clients face the same concern, watching months pass while their hair loss worsens, simply because they’re waiting to save enough money.
That’s where flexible financing changes everything. We partner with our financing partner and other leading financing companies to offer payment plans as low as $99 per month with 10% financing options. You don’t have to delay your transformation or drain your savings. Start your SMP treatment now and pay over time with terms that fit your budget.
Ready to get started? Call us at 929-492-1144 or apply for financing and get approved in 60 seconds.
Have Questions? We Have Answers.
Our team is ready to answer any questions you may have about the process, aftercare, or pricing. We believe in full transparency and want you to feel completely comfortable with your decision.
Why Finance Your SMP Treatment?
The average person waits 6-12 months trying to save for their SMP procedure. During that time, hair loss often progresses, confidence suffers, and opportunities pass by. Financing eliminates the waiting period.
You can lock in your appointment with our 5-star rated artists, preserve your emergency savings, and start seeing results within weeks instead of months. Many clients tell us they wish they’d financed sooner rather than waiting.
Our Financing Options
Flexible Financing Options
Our financing partner offers the fastest approval process with the most flexible terms. Here’s what makes it different:
- Instant approval in 60 seconds or less
- 10% financing options for 6-24 months
- No hard credit check to apply
- Payments start as low as $99/month
- Apply from your phone in under 3 minutes
We’ve helped over 500 clients finance their treatments . The application is simple—just your name, address, and birthdate. Most clients with credit scores above 550 qualify for our best rates.
In-House Payment Plans
Prefer to work directly with us? We offer split payment options that divide your treatment cost across your sessions:
- 60% due at your first session
- 25% due at your second session
- 15% due at your final touch-up
We also offer extended payment plans for qualified clients. No third-party applications required—just a valid ID and deposit to secure your spot.
Additional Financing Partners
CareCredit Medical Financing
CareCredit specializes in medical and cosmetic procedures. They offer 6-24 month terms with promotional 0% interest periods. Perfect if you already have a CareCredit account or want extended payment terms.
PayPal Credit
Current PayPal users can take advantage of 6-month 0% interest on purchases over $99. The application takes minutes if you already have a PayPal account.
Affirm & Afterpay
Buy-now-pay-later options for clients who want shorter payment terms. Split your treatment cost into 4-12 payments with simple approval processes.
What Does SMP Cost?
Your total investment depends on your treatment area and level of hair loss. Here’s our transparent pricing:
Hairline Restoration: $1,800 – $2,500
Perfect for receding hairlines or temple coverage
Crown Coverage: $2,200 – $3,200
Addresses thinning at the crown and top of the head
Full Scalp Treatment: $3,500 – $4,500
Complete coverage for advanced hair loss
Scar Camouflage: $800 – $1,800
Blends hair transplant scars or injury scars
Every treatment includes all your sessions (typically 2-3 visits), premium organic pigments that never turn blue or green, custom hairline design, aftercare products worth $200, and our 30-day touch-up guarantee.
Sample Monthly Payments
Let’s look at real numbers for a typical $3,000 full treatment:
12-Month Plan (10%): $250 per month
Total paid: $3,000
24-Month Plan: $125 per month
Small finance charge applies
In-House 6-Month Plan: $500 per month
Pay directly to SMP Masters
Split Across Sessions: $1,800 / $750 / $450
Pay as you go through treatment
Ready to Restore Your Hair's Density?
Don’t let thinning hair hold you back. Schedule a free, no-obligation consultation with our SMP experts today and discover how we can help you achieve your desired look.
SMP vs. Other Hair Loss Solutions
When you compare the long-term costs, SMP financing makes even more sense:
SMP Treatment
One-time investment: $3,000-$4,500
Lasts 4-6 years
5-year total: $3,000-$4,500
Hair Transplant Surgery
Initial cost: $8,000-$20,000
Plus medications: $100/month ongoing
5-year total: $14,000-$26,000
Hair Systems (Toupees)
Purchase: $1,500-$3,000
Maintenance: $300-$500/month
5-year total: $19,500-$33,000
Medications (Rogaine/Propecia)
Monthly cost: $100-$200
Must continue forever
5-year total: $6,000-$12,000
SMP saves you over $15,000 compared to other options while delivering immediate, natural-looking results.
How to Apply for Financing
Getting approved takes just minutes. Here’s the process:
Step 1: Choose Your Financing Option
Decide between our financing partner (fastest), CareCredit (flexible terms), or our in-house plans.
Step 2: Complete the Online Application
The our financing partner application takes 2-3 minutes. You’ll need your driver’s license or ID, phone number for verification, and income information. No documents to upload.
Step 3: Get Instant Decision
Most approvals happen in 60 seconds or less. You’ll see your approved amount and payment options immediately.
Step 4: Schedule Your Consultation
Once approved, book your free consultation with our SMP specialists. We’ll design your custom hairline and answer all your questions.
Step 5: Begin Treatment
Start your first session and begin your transformation. Your financing covers all sessions from start to finish.
Special Financing Promotions
We regularly offer financing incentives to make SMP even more affordable:
New Client Special: Extra 3 months of 10% when you book within 7 days of your consultation.
Military & First Responders: Receive 10% off your treatment cost plus access to exclusive financing terms. Thank you for your service.
Referral Rewards: Refer a friend who books treatment and receive $200 credit toward your next touch-up or additional services.
Insanely Low Price Deal (Very rarely): To get more people in and make SMP available to more people, we occasionally run an insanely low cost special where we’ll do SMP for just $500 per session! Call us now to see if we’re running that one.
Check with our team about current seasonal promotions—we often run limited-time financing offers.
Why Choose SMP Masters for Financed Treatment
Transparent Pricing
No hidden fees or surprise costs. Your quote includes everything—sessions, pigments, aftercare, and touch-ups.
5-Star Rated Artists
Our certified SMP specialists have completed hundreds of successful treatments. Check our Google reviews to see real client results.
Flexible Approval Options
With multiple financing partners, we find solutions for nearly every budget and credit situation.
Same-Day Approval
Get approved and book your consultation the same day. Start your transformation this week, not next year.
Results You Can Trust
We use premium pigments that never turn blue or green, and our results last 4-6 years. Your investment delivers long-term value.
Start Your Transformation Today
Don’t let cost prevent you from regaining your confidence. With flexible financing options and payments as low as $99 per month, scalp micropigmentation is more accessible than ever.
Over 500 NYC clients have trusted us with their SMP journey, and many chose to finance their treatments. You can join them and start seeing results within weeks instead of waiting months to save.
Call us at 929-492-1144 or apply for instant financing approval to take the first step. Your new hairline is just one decision away.
Common Questions About SMP Financing
our financing partner uses soft credit checks that don’t impact your score. Only after you accept an offer does a hard check occur. Our in-house payment plans require no credit checks at all.
We work with all credit situations. Our financing partner offers approval options for scores as low as 550. Our in-house plans don’t require credit checks and focus on your current ability to make payments.
Absolutely. All our financing partners allow early payoff without penalties. If you pay off your 10% plan before the promotional period ends, you’ll pay zero interest.
Yes. We offer financing for all services, including future touch-ups and maintenance sessions. Most touch-ups range from $300-$800 and can be financed or PayPal Credit.
You can stack financing with our military discount, referral rewards, and seasonal promotions. The discount applies to your total treatment cost, and you finance the reduced amount.
What Our Clients Say
“Justin and Eugene from SMP Masters are truly the best of the best. I recently completed my SMP with Justin and it was a great experience. Justin has mastered the craft to perfection and will do what is necessary to make sure it looks as authentic as possible. To quote another comment on these reviews: “his work speaks for itself”. I highly recommend these guys if you are looking to make the change. You won’t regret it.”
Alejandr0
“Absolute professionals, Gene and his team do an excellent job with SMP hair restoration and are flexible/understanding of what your needs are in your unique situation. High quality work and they take their time to make sure the job is done right. Definitely recommend!”
Sergey
“I recently got my SMP done with Justin of SMP Masters and it was an awesome experience. Justin is a true master of his craft and doesn’t just lay dots on your head like many artists out there. Justin takes his time and makes sure he helps you choose an outline and density that matches you so it looks as realistic as possible. I did thorough research before choosing Justin at SMP Masters and he is honestly the best SMP practitioner in the tri-state area….”
Danny
Our Process
Free Style Consultation
Create your perfect hairline with our expert artists in a relaxed, no-pressure consultation. We’ll map out your ideal look and answer all your questions in just 15 minutes.
Premium Pigmentation
Experience our signature technique where we create your new, natural-looking hairline using the highest-grade equipment and pigments. Each session is precisely timed for optimal results.
Instant Transformation
Walk out with immediate results after just two or three sessions. No lengthy recovery time, no complicated aftercare – just 10 days of basic care for a look that lasts 4-6 years.
Why Choose SMP Masters
Unparallelled Skill and Training
Our SMP artists have engaged in thousands of hours of Scalp Micropigmentation training, certification, and execution, honing their art to perfection. Our photos speak for themselves.
Unriveled Customer Satisfaction
Don’t take our word for it. Check out our Google Reviews. We’ve got a 5.0 Rating on Google with rave reviews from all of our customers.
We Take The Time To Do SMP Right
Our SMP sessions take 4-5 hours, whereas other SMP studios rush you out the door after 2 hours.
Amazing Value For Dollar Spent
We don’t do “cheap” SMP. We do world class SMP. We also work on scars, smp repair, touchups, density work, and alopecia.
